Nicholas W.’s home in Melbourne has a 2:12 roof pitch, which is about as low as a shingle roof is allowed to go. On a slope that shallow, water does not run off so much as sit and think about it. When it was time to replace the roof, Nicholas was offered the same choice every Hippo customer gets, a DefenderRoof® metal roof for the same price as a shingle roof under our METAL ROOF SAME PRICE AS SHINGLES® offer, and he decided to go one step further to a standing seam metal roof. He financed the whole thing. Here is how it came together.
Why metal made sense on this roof
Shingles rely on gravity. The steeper the roof, the faster water leaves, and the less time it has to find a way in. At 2:12 there is very little help from gravity, so a shingle roof on a pitch like this is always working uphill. Metal panels with raised seams shed water on a low slope far better, and they do not lose granules or streak with algae the way an aging shingle roof does. For Nicholas, metal was the right answer for the roof he actually has, not a style preference.
The choice he was given
Every homeowner we visit is shown both roofs and both prices in writing. On most qualifying homes, a DefenderRoof® in Galvalume® steel is the same price as a shingle roof on the same house. Nicholas looked at both and chose to step up to a standing seam system, where the fasteners are hidden under the seams. That is an upgrade over the same-price offer, and he chose it with the numbers in front of him.
What the job included
A full tear-off down to the deck, then 14.7 squares of Galvalume® standing seam metal. No more granule loss, no more algae streaking, and a roof built for a low-slope Florida application.
How he paid for it
Rather than writing one large check, Nicholas financed the project through Home Run PACE, a program that lets Brevard homeowners spread the cost of a roof and other qualifying home improvements over time. Financing is not for everyone, and we will always show you the cash price first, but for a lot of families it is the difference between replacing the roof this year and hoping it holds another season.
Curious what a metal roof actually costs once it is financed? Book your free roof visit and we will show you both roofs, both prices, and the payment options side by side.
